Comedy Time – Turae: Student Loans
Turae reflects on his college career and the repercussions of not repaying student loans.
Video Rating: 4 / 5
Simple example of borrowing from equity to fuel consumption
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This post was written by Rachael Brencussa on Friday, April 30, 2010, 18:09. Rachael Brencussa has written 3111 posts on this blog.
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yeah funny dude
he is cool
i love his voice and he mad funny
@childsplay27 if you invest in yourself, take the time. Search for wisdom, you will find happiness is just perspective. Gain strength from the people who have gone from rags to riches. From sickness to health. Let that empower you. Perhaps seek some counselling.
he is sexyy
I’m in my late 20s. More and more, I think of suicide to get rid of my student loans. I regret not saying NO to loans. I regret not saying NO to helping people that are close to me. My life is now ruined. It makes me wonder if I’ll ever get a chance to start a family with all this debt. What’s the point of living if I can’t enjoy life when I’m young and have to live like a fugitive-slave until I’m in my 40′s.
@samuraiyao thats alll i seem to be paying is the damn interest..the balance is the same as when i graduated..shits ridiculous
he sexy
I’m in the student loan debt hole as well.. Even though I didn’t graduate, and I’m a good person I will do whatever it takes to pay what I owe, but not the interest.. If they want the interest ask the people at wall street…
@Hauraunah true that, im going to college this summer and if i dont graduate they aint getting shit!!!
he’s one of the best young comedians right now…
Good young comedian. he has good delivery, very quick wit and picks good topic matter
haha, that’s why some studnet stay home and go to community college. Save some money, but still need loan.
This guy is funny! He said “What are you going to do, call me twice?” LOL I love his voice!
As a college student…i could relate….lol
The 1st 25 seconds were the story of my career
I can not believe people are downvoting this…. its the absolute truth, Defaulting on a student loan is financial suicide.
word of advice…. whatever you do, DO NOT DEFAULT on your student loans. It will ruin you! Do some research on the subject!!!!!!
I graduated but I couldnt find a job so yeah they’re not gonna get shit fro me. I can’t pay back money IF I DON’T HAVE ANY lol
I went bankrupt and trustme, i know the feeling.
HILARIOUS How they think they have your life! Guess what, u just have a papaer that says I owe you money
thats not really hurting them any ur the one whos gonna remain in debt.
Just make sure no one else co-signed for you.
I believe most forms of education should be free to everyone, they tell us to go an get an
education but make it hard as hell to do it without worry. When you think about it, it isn’t the degree that puts food on the table, its us, we shouldn’t have to sit around and dwell on the issue of being able afford a good education or not. I known people who really wanted to make it out of the hood by furthering their education but never got accepted anywhere, so they had to settle for the streets.
Lol, I would never do that. It was just a funny thought and true.
I’m solely responsible for them, so if the school tries to fuck up my health care and I die, then they are just shit out of luck for getting their money back.
you’ll never get anything if you do that #1 worse loan to default on is a student loan say good bye to your life if you do that.
I have to start back paying this month..and trust me I am not happy
yeah real good info
amazing vedio~~!
i love it~~~~! thank you so much!!
Hello, what happens if an identical house is sold for 500k. Could the bank ask for money back (75% of 500k) immediately?
what kind of mic are you usings it sounds really good?
No it is not, the vale of the house is always fake, the bank might say 1.5mil, but if you can only get a bit or price of 1.3mil then it is vale is 1.3 mil. If you get 1.7mil then it’s vale is 1.7 mil.
That’s mess up you know. It causes recession and massive corporate bankruptcies. This country… We got idiot bankers, and greedy executive screwing everything up. Now, they can’t fix it the way it was.
We will be heading dark ages in few years.
(That’s because you don’t ACTUALLY have that 1.5 mil yet, you have it when you sell the house) No you won’t because u can not know its price untill someone pays you a price.
ya but schooling should have no base on if you get a lone or not.
Question:
bank says you can borrow up to 75% of home’s worth=$1.25m
but in this case, you can only borrow $375k because of mortgage?
If you did not have mortgage, would you have $1.125m is cash and liability?
BANK OF AMERICA IS THE MOST CORRUPT BANK IN THE COUNTRY!. Bank of America harassed me, ruined my credit, charged me over $800 in fees over a 10 day period, tried to humiliate me, and never stopped calling my house- all because of $50 overdraft!!
In one day I was charged over $250 in overdraft fees because of a company that took advantage of my bank account- BofA charges more fees than any bank in the World!
what is the title of the previous part and the title after this part….kindly answer…
wheres the first part of this….the website please…
Kingdom
The Kingdom of God is the expression of Jehovahs universal sovereignty toward his creatures, or the means used by him to express that sovereignty. This term is used particularly to designate the manifestation of Gods sovereignty through the royal government headed by his Son, Jesus Christ. Kingdom may refer to the rulership of the one anointed as King or to the earthly realm ruled by that heavenly government.
Very sad…. this is country has turn into socialism. you can get bank loan those who scored A+ and B- in school. They check your school records.
if you’re having problems getting a payday loan it’s because of your credit most likely, if your having problems and are interested in repairing your credit score write me. I can help raise it up 150 points legally.
That’s because you don’t ACTUALLY have that 1.5 mil yet, you have it when you sell the house
Equity is the gap between the cost of your house when you bought it and the positive (more worth) value at a certain time, or when it gains value
Therefore if you sell the house, you’d make enough money to pay off the bank and make some cash; but until then your house is STILL the banks; that’s why you take out a loan, your house isn’t yours until you pay it off including the equity;
I really liked your video and your channel. to get your business exposed. I have a program that has boosted my business to the top of the internet. I promise this is not a mlm, pyramid scheme, or how to make money on ebay. Please take a look at my channel and videos, thanks can’t wait to hear from ya.
Doug
Hey Joesteinbock….read again and stop being smart. He did start out by saying “i originally bought a house for one and a half mil. “
If you have not been able to get an auto loan I suggest you check out MoneyLoansCredit (.) com. It’s a site where people help others get money and loans.
These videos are absolutely brilliant. Well done for noticing the recession in early 2008! Many economists only became sure of that in 2009.
Yes and no. Assuming that the car is actually worth 100K, you’re right. But if you live in a reasonably densely populated city with a half-decent public transit system, chances are that the car isn’t worth the book value.
In much of Scandinavia, for example, commuting by car is actually more expensive than commuting by train *just in terms of running costs* – which argubly makes the car an asset with a *negative* value in purely economic terms.
In the Netherlands they also have the option to get the “overvalue” of the house from the bank. So people could use that amount of money, not for holidays but only for improving the house.
I have a house but i did not really understand the concept until this video, thanks for that.
Luckily i did not use that “overvalue” because this overvalue will go down as the prices decrease of houses. So this overvalue is a kind of buffer for decreasing house prices.
Just a question Sal> If I bought a car than we should write the car in assets, in this case 100K and cash will decrease by 100K, So equity should stay the same. Am I wrong?
Its never too early to learn about managing your money.
I just don’t really understand why you owe the bank 325k when its coming out of your house.
Should I Be Watching This I’m fifteen ? But I NEED To Learn This.